RESOURCES
Save for a house deposit
Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to
15 September
Trauma insurance
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time
15 September
A guide to combining finances for couples and newlyweds
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money
15 September
Mistakes to avoid when markets are turbulent
These three common mistakes are easy to avoid. Making them could be costly. Sharp downturns on global financial markets are always unsettling.
8 September
Investing cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time
8 September
Investment Property: Getting it right
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial
8 September
What is aged care like in Australia?
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t
8 September
5 practical tips for getting your financial foundations right
Think of your finances like your home: how its foundations are built and maintained determines its ability to stand strong for years to come. Money
1 September
Transition to retirement: Access your super while you keep working
A ‘transition to retirement’ (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so
1 September
The challenges and conflicting priorities for Australians under 40
Australians under 40 often grapple with housing affordability, ongoing mortgage repayments, family planning, and career progression. However, these
20 August
Intergenerational wealth – conflicting priorities for older Australians
For many older Australians, their retirement years are not only a time to enjoy the fruits of their lifelong labour, but also to think about how they
6 August
Mortgage versus super – a common dilemma
Conventional wisdom used to dictate Australians were better paying off their home loans, and then, once debt-free turning their attention to building
16 July
The Australian intergenerational wealth divide
AMP Deputy Chief Economist Diana Mousina looks at the issues that have led to the increasing wealth divide between older and younger Australians
23 June
Yours, mine and ours – estate and succession planning for modern families
Navigating complex family relationships and blended families can be challenging at times and particularly when a family member dies. A good estate
10 April
Investing cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time
22 September
What is aged care like in Australia?
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t
22 September
To sell or not to sell is the question for moving into aged care
Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a major
22 September
Spend smarter and shop safer during sales
Cutting back on overspending Whenever there’s a big sale event, like the upcoming Black Friday sales, it can be tempting to go on a shopping spree
22 September
Springing into action with a pre-approval in place
As the real estate market begins to bloom with opportunities for homebuyers, for those who wish to buy in the next few months understanding the
22 September
Joint accounts
A joint account is a bank account that more than one person can access. It can make it easier to manage shared expenses, but also comes with the risk
29 September
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
29 September
Transition to retirement: Access your super while you keep working
A ‘transition to retirement’ (TTR) strategy lets you access some of your super and keep working. Setting this up can be complicated, so
29 September
Trauma insurance
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time
29 September
Investment Property: Getting it right
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial
29 September
The pros and cons of taking the DIY super route
Having your own super fund provides more control, but they’re not for everyone. The number of Australians choosing to manage their own
29 September
A guide to combining finances for couples and newlyweds
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money
29 September
Save for a house deposit
Buying a house is exciting and life changing. It all starts with saving for the deposit. Find out how much you’ll need to save and get tips to
22 September
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
6 October
Time is up for the resilient consumer
It’s evident that the Australian consumer is under pressure. It appears the tailwinds that helped brand the consumer as ‘resilient’ are now
6 October
Your home in retirement
When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether
6 October
Super lump sum
You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump
13 October
Investing in the property market
Are you thinking about buying an investment property? Buying a property that you do not plan to live in can help you increase your wealth and
13 October
Australia’s equities exodus is finally taking off
Many Australian investors are discovering the benefits from investing offshore. Australian financial markets are continuing to evolve, and that’s
13 October
What company delistings mean for ETFs
Some big companies have left the ASX recently. How do ETFs adapt to index changes? Share markets are ever changing. Companies come, and companies go.
20 October
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
20 October
How to get into the retirement comfort zone
A third of Australians retire without a plan. Here’s why you should have one. Working and generating a stable income can be described as a
20 October
Are you a goal-driven saver?
Characteristics of goal-driven savers A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
20 October
Super lump sum
You may be able to take your superannuation as a lump sum payment when you retire. This is usually tax-free from age 60. How a superannuation lump
27 October
How do retirement income options compare?
Retirement is filled with opportunities and choices. There’s the time to travel more, work on long-delayed personal projects or volunteer your help
27 October
Your home in retirement
When you’re planning for retirement, consider what kind of home you can afford and what suits your level of independence. Think about whether
27 October
Transfer from a foreign super fund to an Australian super fund
Overview Money you transfer from a foreign super fund to a complying Australian super fund may: count towards you super contributions caps, and be
27 October
Avoiding sales pressure
Salespeople and advertisers use tactics to pressure you to buy a product or sign up to a service. Knowing their techniques can help you avoid buying
27 October
How to get into the retirement comfort zone
A third of Australians retire without a plan. Here’s why you should have one. Working and generating a stable income can be described as a
27 October
Enjoy the now and secure your future
Managing your financial situation always involves tension between how you live your life now and preparing for your future – whatever that looks
27 October
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
3 November
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
3 November
Keeping records of shares and units
Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the
3 November
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
10 November
Weighing up the Age Pension and the assets test
Why having less super isn’t necessarily a financial sweet spot for retirees. Millions of Australians aged 67 and over have just received an Age
10 November
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
10 November
Adding bonds to your investment mix
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What
10 November
Super contributions
If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make
17 November
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
17 November
A rear-vision roadmap to greater retirement heights
Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents
17 November
The lost super pile keeps growing
There’s almost $18 billion of unclaimed superannuation. Here’s how to find it. When it comes to accumulated retirement savings, many
17 November
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
17 November
Keeping records of shares and units
Records you need to keep When you sell your shares in companies or units in managed funds, most of the records you need will be given to you by the
17 November
From clutter to cash
Have you ever looked around your place and wondered how much cash is sitting in those old clothes you never wear, gadgets you never use or other
17 November
Estate planning gives you a final say
Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care about, saving them from dealing
24 November
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill. It
24 November
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and
24 November
Adding bonds to your investment mix
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them? What
24 November
Upsizing, downsizing and rightsizing: Finding the best fit
We’ve all heard about downsizing and upsizing, but what about rightsizing? ‘Rightsizing’ is used for when you find the right fit for you. In
24 November
Choosing a credit card
If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the best
24 November
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
1 December
The global 60/40 portfolio: Steady as it goes
Returns for the global 60/40 portfolio are positive again, reaffirming its benefits. A globally diversified portfolio of 60% stocks and 40% bonds
1 December
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many
1 December
Online shopping
Online shopping can be a convenient way to buy the things you want. Get the most out of internet shopping by staying safe online. How to protect
8 December
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
8 December
Super vs property: what works for retirement income?
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an
8 December
The end of hybrids. What that means for investors
Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a
8 December
The global 60/40 portfolio: Steady as it goes
Returns for the global 60/40 portfolio are positive again, reaffirming its benefits. A globally diversified portfolio of 60% stocks and 40% bonds
8 December
Online shopping
Online shopping can be a convenient way to buy the things you want. Get the most out of internet shopping by staying safe online. How to protect
15 December
The interest rate cuts happening behind the scenes
Interest rates are officially on hold, but unofficially they’re not. Don’t expect an official rate cut anytime soon. That was the latest
15 December
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many
15 December
Why many of us need a super savings nudge
Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In
15 December
What is debt consolidation?
What is a debt consolidation loan? A debt consolidation loan is a way to combine all your debts – including credit card, personal loans, store
15 December
The cost of refinancing your home loan
Consider the expenses involved in refinancing If you’re debating whether to refinance your home loan, you need to think about whether the benefits
19 December
Retirement income
Retirement means different things to everyone. It may be a definite point in time when you stop work, and begin a new phase of life. Or it may be a
19 December
CGT when selling your rental property
How capital gains or losses apply When you sell or dispose of a rental property you may make a capital gain or loss. A capital gain or loss is the
18 December
Estate planning gives you a final say
Planning for what happens when you pass away or become incapacitated is an important way of protecting those you care about, saving them from dealing
18 December
The lowdown on negative gearing
Recently, negative gearing has been making waves in the news and with rental affordability becoming a serious issue in Australia, various political
18 December
The biggest assets growth areas for SMSFs
What five years’ worth of SMSF asset allocation data reveals. The Australian Tax Office (ATO) releases quarterly data showing where self-managed
18 December
Term deposits
Term deposits let you invest for a set amount of time and get a fixed interest rate. They can be useful when saving for bigger items like a car or
18 December
Super vs property: what works for retirement income?
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an
18 December
Why many of us need a super savings nudge
Making extra contributions into super can go a long way. Here’s some easy steps. Each year, October 31 is designated as World Savings Day. In
18 December
The end of hybrids. What that means for investors
Why high-quality bonds are a logical alternative to hybrid securities. Some of the biggest changes on financial markets that are likely to have a
18 December
What is debt consolidation?
What is a debt consolidation loan? A debt consolidation loan is a way to combine all your debts – including credit card, personal loans, store
18 December
Harnessing your professional brand in a world of AI
Artificial Intelligence (AI) technology is becoming more prevalent in our society and although there are many early adopters of AI, there is still a
18 December
?Investing in property? Know the costs before you buy
Why invest in property? Investing in property is a popular choice for many people as you can both earn rental income and benefit from capital growth.
5 January
Preparing your kids for financial success
Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one
5 January
Measuring up the price of shares
Analysts have many financial measures to value companies. Here’s a brief overview. Share market investment analysts thrive on numbers. So, when
5 January
It’s super hump month. Make the most of it
Six ways to get more money into your superannuation fund. The start of the 2024-25 financial year on 1 July saw some significant changes come through
12 January
Measuring up the price of shares
Analysts have many financial measures to value companies. Here’s a brief overview. Share market investment analysts thrive on numbers. So, when
12 January
Releasing the value in your home
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in
12 January
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
12 January
Preparing your kids for financial success
Here’s some easy money management skills for children of different ages. Teaching good financial habits, such as saving and budgeting, is one
12 January
Three simple steps for financial wellness
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate
12 January
Keeping records for property
Which records to keep for your property so you can work out CGT when you sell it. Property records you should keep For your property, you should keep
19 January
Is a retirement village right for you?
The retirement living sector is growing rapidly in Australia as the population ages and demand increases for a spot in a retirement village. For many
19 January
?Investing in property? Know the costs before you buy
Why invest in property? Investing in property is a popular choice for many people as you can both earn rental income and benefit from capital growth.
19 January
Interest, dividend and other investment income deductions
Deductions you can claim for the costs of earning interest, share dividends, or income from other investments. Interest income expenses You can claim
19 January
Why you need an emergency fund
What is an emergency fund? An emergency fund is a financial safety net, offering you instant access to money when you need to cover the cost of
26 January
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
26 January
The Age Pension and your retirement plans
Most people intend to retire between ages 65 and 66, according to the latest data and, surprisingly, despite growing superannuation balances, the Age
26 January
Three simple steps for financial wellness
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate
26 January
Releasing the value in your home
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in
26 January
Dollar cost averaging: can it work for you?
Australian share prices have seen record highs in 2024 after a sluggish couple of years. The S&P ASX200 index added just under 7 per cent in the
26 January
Bouncing back from holiday spending
Ah, the holiday season: a time for festive gatherings, endless cheer, and, let’s face it, a bit of financial chaos if you found yourself swept up
2 February
Investment income
When to declare investment income You must declare income you earn from investments and assets in your tax return. Investment income may include
2 February
Helping the kids without derailing your retirement plans
As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial
2 February
Visualise it and make it happen in 2025!
As we move into a brand-new year, many people set their resolutions, and if buying your dream home is what you have set your sights on, with the
9 February
Having a baby
Becoming a parent is an exciting and life-changing step. Be well-prepared for the costs and budget for them. Cost of having a baby Having a baby
9 February
Bouncing back from holiday spending
Ah, the holiday season: a time for festive gatherings, endless cheer, and, let’s face it, a bit of financial chaos if you found yourself swept up
9 February
How to overcome your investment fears
You’re ready to start investing, but there’s a few things holding you back. Firstly, while you have a bit of money set aside, you
9 February
How an offset account can benefit your home loan
What is an offset account? An offset account links a transaction account to your variable rate home loan. It uses the money in that account to
16 February
Prepare to retire
Preparing to retire is emotional and practical. Making a retirement plan can help you manage your finances, and cope better as your life and
16 February
How to overcome your investment fears
You’re ready to start investing, but there’s a few things holding you back. Firstly, while you have a bit of money set aside, you
16 February
The steps to aged care
Key points: Find services in your area that fit your needs or to learn more about the aged care journey The first step in getting Government funded
16 February
General and personal financial advice
General or personal advice can help you reach your financial goals. General advice does not consider your personal circumstances and is general in
16 February
Bouncing back from holiday spending
Ah, the holiday season: a time for festive gatherings, endless cheer, and, let’s face it, a bit of financial chaos if you found yourself swept up
16 February
Helping the kids without derailing your retirement plans
As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial
23 February
Salary packaging
Salary packaging is when you and your employer ‘package’ your salary into income and benefits. It’s also known as salary sacrifice.
23 February
Investment income
When to declare investment income You must declare income you earn from investments and assets in your tax return. Investment income may include
23 February
The benefits of automating your personal finances
In today’s fast-paced world, where every minute counts, managing personal finances can feel like another tedious task. However, thanks to the rise
23 February
Why you need an emergency fund
What is an emergency fund? An emergency fund is a financial safety net, offering you instant access to money when you need to cover the cost of
23 February
Five financial steps for the new year
The start of 2025 is a good opportunity to take decisive financial steps. The new year can often be a trigger point for many people to review their
23 February
How an offset account can benefit your home loan
What is an offset account? An offset account links a transaction account to your variable rate home loan. It uses the money in that account to
23 February
Bouncing back from holiday spending
Ah, the holiday season: a time for festive gatherings, endless cheer, and, let’s face it, a bit of financial chaos if you found yourself swept up
23 February
Setting financial goals as a couple
Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other
2 March
How much super you need
Take some of the guesswork out of planning for the future. Work out how much super you’ll have when you retire, and if it will be enough to
2 March
How $10,000 performed across eight asset classes in 2024
Another year of varied returns demonstrates the importance of diversification. Global share markets surged into record territory during 2024,
2 March
Pay off your mortgage faster
Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of your mortgage debt
9 March
Investment scams
Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the
9 March
Succession planning – More than an exit strategy
Although the day may be a long way off, when it comes to exiting your business, the golden rule is to start planning early. With a detailed
9 March
Setting financial goals as a couple
Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other
16 March
How $10,000 performed across eight asset classes in 2024
Another year of varied returns demonstrates the importance of diversification. Global share markets surged into record territory during 2024,
16 March
5 ways to boost your super
What’s your super strategy? Did you know it’s likely you’ll spend up to two or more decades in retirement? It’s a long time, so will you
16 March
Turn your financial goals into an investment plan
A well-thought-out investment plan can help you thrive financially as well as protect you from falling into some common behavioural investment traps.
16 March
Getting divorced or separating
The end of a relationship is never easy, but there are steps you can take to help things run more smoothly. If you’re in crisis or struggling
16 March
Succession planning – More than an exit strategy
Although the day may be a long way off, when it comes to exiting your business, the golden rule is to start planning early. With a detailed
23 March
Retiring with debt? Experts explain downsizing, using super for your mortgage, and pension eligibility
About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to soaring property
23 March
Selling your investment property? Watch out for tax
If you are considering disposing of a property, it’s important to understand the implications so that there are no surprises when your tax bill
23 March
Investment scams
Be suspicious of anyone offering you easy money. Scammers are skilled at convincing you that the investment is real, the returns are high and the
23 March
Setting financial goals as a couple
Step one: what are your financial pain points? When you start making plans, chances are you’ll both come across financial pain points. In other
23 March
Crypto assets
Crypto-assets (crypto) include assets described as coins, tokens or sometimes cryptocurrencies. They digitally represent your ownership of a valuable
23 March
Pay off your mortgage faster
Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of your mortgage debt
23 March
You may be owed money. Here’s how to check
Holidays and gift giving can leave you a little short of cash so it might be cheering to learn that billions of dollars is being held by various
30 March
Getting divorced or separating
The end of a relationship is never easy, but there are steps you can take to help things run more smoothly. If you’re in crisis or struggling
30 March
Insuring against loss of income
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and
30 March
Investment income
When to declare investment income You must declare income you earn from investments and assets in your tax return. Investment income may include
30 March
Granny flats: tax traps and tips
With more older Australians looking to downsize and younger generations looking to get a foot on the property ladder, building a granny flat or a
30 March
How much super you need
Take some of the guesswork out of planning for the future. Work out how much super you’ll have when you retire, and if it will be enough to
30 March
The generation redefining aging
As we advance into the 21st century, the concept of aging is undergoing a transformation, largely thanks to a new generation of “oldies” who
30 March
Retiring with debt? Experts explain downsizing, using super for your mortgage, and pension eligibility
About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to soaring property
30 March
Planning for retirement
Questions to start your retirement planning Here are a few questions to get your retirement planning underway. Thinking about these might lead you to
6 April
You may be owed money. Here’s how to check
Holidays and gift giving can leave you a little short of cash so it might be cheering to learn that billions of dollars is being held by various
6 April
Identity theft
If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it
6 April
How political events affect the markets
From the economy bending policies of Trump 2.0 to the growing strength of the far right in Europe, the new alliance between Russia and the United
6 April
Independent living in retirement communities
Key points: There are many benefits to moving into independent living You have many different types of retirement villages to choose from Retirement
13 April
Types of super funds
When you start a job, you can usually choose a super fund or let your employer choose for you. Understanding the basics can help you work out what
13 April
How political events affect the markets
From the economy bending policies of Trump 2.0 to the growing strength of the far right in Europe, the new alliance between Russia and the United
13 April
Identity theft
If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it
13 April
Achieving home-buying harmony
Buying a home is one of the most exciting milestones in life, but when you’re a couple working together to save for that all-important deposit, it
13 April
Home is where the super is for many Australians
More Australians are upsizing their super by downsizing their home. Home ownership is still the great Australian dream for many people. But, for a
20 April
Estate planning: making it easier on family
Get professional legal and financial advice The right professional advice can take the guesswork out of deciding how to distribute your assets, and
20 April
Planning for retirement
Questions to start your retirement planning Here are a few questions to get your retirement planning underway. Thinking about these might lead you to
20 April
Identity theft
If your personal information falls into the wrong hands, it can be used to steal your identity. If you think your identity has been stolen, report it
20 April
Navigating turbulent times in the share market
As investors grapple with uncertainty, keeping a cool head has never been more important. “Time in the market, not timing the market” is a
20 April
Estate planning: making it easier on family
Get professional legal and financial advice The right professional advice can take the guesswork out of deciding how to distribute your assets, and
27 April
Three ways to check your super is working for you
Small changes in performance or fees can make a big difference in retirement. How often do you check in with your super? For younger Australians, the
27 April
Why you need an emergency fund
What is an emergency fund? An emergency fund is a financial safety net, offering you instant access to money when you need to cover the cost of
27 April
Retirement income and tax
How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from superannuation
27 April
Types of super funds
When you start a job, you can usually choose a super fund or let your employer choose for you. Understanding the basics can help you work out what
27 April
The trouble with having too much cash
Investors with large cash holdings should keep an eye on falling deposit rates. Most of us have heard the saying, cash is king. It relates to the
27 April
How Home Care Packages can help reduce entries to hospital
Hospital admissions can be distressing for individuals and costly for healthcare systems. Many of these admissions, particularly for older adults and
4 May
When you can access your super early
Overview You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as
4 May
When markets are volatile, it pays to stay invested
Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like
4 May
The generation redefining aging
As we advance into the 21st century, the concept of aging is undergoing a transformation, largely thanks to a new generation of “oldies” who
4 May
Understanding your retirement income
Work out how long your super or account-based pension will last There are many variables that come into play when calculating how long your super or
11 May
When markets are volatile, it pays to stay invested
Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like
11 May
Wills and powers of attorney
A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions.
11 May
How Home Care Packages can help reduce entries to hospital
Hospital admissions can be distressing for individuals and costly for healthcare systems. Many of these admissions, particularly for older adults and
11 May
Keep track of your investments
Review your investments regularly to make sure you’re on track to reach your financial goals and you’re comfortable with the investment
11 May
3.5 million Australians experienced fraud last year. This could be avoided through 6 simple steps
About 14% of Australians experienced personal fraud last year. Of these, 2.1 million experienced credit card fraud, 675,300 were caught in a scam,
18 May
When you can access your super early
Overview You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as
18 May
Big changes ahead for Aged Care
The number of Australians aged over 65 is expected to more than double in the next 40 years while the number of people aged over 85 is predicted to
18 May
Keep track of your investments
Review your investments regularly to make sure you’re on track to reach your financial goals and you’re comfortable with the investment
18 May
Turbocharge your super before 30 June
More than half of us set a new financial goal at the beginning of 2025, according to ASIC’s Moneysmart website. While most financial goals include
18 May
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